Life and Disability
What if I die or am hurt in an accident?
Coverage for qualifying severe injury, dismemberment or accidental death.
AD&D Insurance Basics
- Guaranteed AD&D coverage at no cost to you.
- Payouts equal to your annual salary up to a $50,000 max.
- Additional voluntary coverage is available.
Basic AD&D coverage
Free, from Hormel Foods Basic coverage
You
Up to$50,000accidental death and dismemberment
One times your annual salary.
Basic AD&D coverage
What accident coverage do I get?
Optional AD&D coverage
You can buy Optional coverage
You
Up to$500,000
1–10× salary.
Can I buy more accident coverage?
Coverage for qualifying severe injury, dismemberment or accidental death.
At a glance
Coverage
1–10× salary
Maximum
$500,000
Who pays
You
What is covered
AD&D pays a benefit for qualifying severe injury, dismemberment or accidental death. Optional coverage is elected at 1–10 times annual salary, limited to $500,000 or 10 times annual salary, whichever is less. No Statement of Health is ever required for Optional AD&D.
Cost
Optional AD&D is paid by you; premium amounts are not printed.
Next step
Check your benefit features for covered events and payment terms.
Who to call
Questions? Horizon Solution Center · (866) 449-7712